1) Purpose of This Disclaimer

This page describes important disclosures about how The Creative Close LLC (“we,” “us,” “our”) and
Eric Lamb, REALTOR® operate in connection with thecreativeclose.com (the “Site”)
and our services to property owners and buyers. It supplements (and does not replace) our
Terms of Use and Privacy Policy, and any transaction-specific contracts
you may sign. If there is a conflict, the written contract controls.

2) Role Disclosure: Buyer vs. Licensed Agent

We may participate in a transaction in different roles, which will always be disclosed in writing before
you sign any agreement:

• Principal Buyer: When purchasing directly (cash or creative), The Creative Close LLC acts
  as a principal buyer and does not represent you as your agent.
• Licensed Real Estate Agent: When listing traditionally, Eric Lamb, REALTOR®
  acts solely as a Michigan-licensed agent under Greenridge Realty, Inc. (Greenville Office) and owes you
  duties as outlined in Michigan agency law and your listing agreement.

Brokerage notice: Eric Lamb (MI License ) operates under
Greenridge Realty, Inc., Greenville Office — 213 S. Lafayette St., Greenville, MI 48838.
Broker Phone: (616) 225-2175.

3) No Legal, Tax, or Financial Advice

The Site and our communications are for general informational purposes only. We do not provide legal, tax,
financial, or accounting advice. You should consult your own qualified attorney, accountant, and financial advisor
before entering any transaction or relying on any information provided by us.

4) No Guarantees; Offers & Closings

We do not guarantee any specific price, outcome, closing timeline, loan approval, or ability to stop foreclosure.
All offers are subject to due diligence (including condition and title review), applicable approvals, and a mutually
executed written agreement. Past results and testimonials do not guarantee future outcomes.

5) Creative-Finance Transactions: Safeguards

For creative structures (e.g., seller finance, subject-to, wraps, novations or similar), we follow safeguards designed
to protect all parties:

• Documentation and closing through a licensed title/escrow company.
• Review by Michigan-licensed legal counsel.
• When applicable, payment handling via a licensed third-party loan servicer.
• Clear written disclosures of risks, obligations, and roles prior to signing.

Creative transactions may carry unique risks (e.g., due-on-sale clauses, lender consent, insurance and escrow considerations,
and servicing reliability). You should consult independent counsel about these risks.

6) Third-Party Services & Independence

We may recommend independent third-party companies (e.g., title/escrow, attorneys, inspectors, lenders/servicers,
contractors, staging/photography, marketing platforms). These parties are not our employees or agents; they operate under
their own contracts and policies. We are not responsible for their acts, omissions, pricing, or results.

7) Conflicts, Disclosures & Dual Agency (MI)

We strive to avoid conflicts of interest and will disclose any known, material conflicts in writing. In Michigan,
dual agency (one agent representing both buyer and seller) requires informed written consent of both parties and may
not be appropriate for all situations. If a potential conflict or dual-agency scenario arises, we will describe your options,
including the option to seek separate representation or to proceed with different roles.

8) Marketing, Testimonials & Illustrations

Any testimonials, case studies, or examples on the Site are illustrative of individual experiences and are not promises
of similar results. Photos or property details may be representative or edited for privacy. Market conditions change and
can affect pricing, time to sell, and available options.

9) Consent to Contact (TCPA)

By submitting your information or contacting us, you consent to receive calls, texts, and emails from The Creative Close LLC
and Eric Lamb. Message/data rates may apply. You may opt out at any time (e.g., reply STOP to texts). See our
Privacy Policy for details.

10) Equal Housing Opportunity

We support the principles of the Fair Housing Act. Equal Housing Opportunity.

11) Geographic & Regulatory Limitations

Our services are primarily intended for properties in Michigan. Nothing on the Site is a solicitation, offer, or
advertisement in jurisdictions where we are not properly licensed or permitted. Availability of options (cash, creative, listing)
depends on property factors and applicable laws.

12) Updates to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in law, market practices, or our services.
The “Last updated” date above indicates the latest version.

13) Contact

Email: privacy@thecreativeclose.com
Mail: The Creative Close LLC, 10135 South Holland Rd, Fenwick, MI 48834, United States (Attn: Eric Lamb)